CELL PHONES

If you are using a cell phone without a handfree device and are involved in an accident, you can be held responsible.

As for replacing a cell phone if stolen from your car, it is not covered unless it is permanently wired into your vehicle by the auto manufacturer and powered by the electrical system of your vehicle.

Your cell phone may be covered by your homeowner insurance if you have made provisions for it in your homeowner or renter/tenant policy on a personal property policy or personal articles floater.

If your under a lease for use of your phone—not to be confused with lease for service— you need to have insurance for replacement of your phone.

If you have any further questions, please call us at Executive Insurance Group. Our team of experts can be reached Mon-Fri 8 a.m.-5 p.m. at 330.966.0080 locally, 800.981.0080 toll free, or email: info@executiveinsurance.com