The state of Ohio requires anyone who is licensed to be financially responsible for themselves, passengers in their car, and others in case of a collision.

A Personal Auto Policy is the broadest type of auto policy sold.

A Commercial Auto Policy is very similar, except it is designed for vehicles in commercial use, such as pickup and delivery of goods or merchandise. Generally a Commercial Policy is more restrictive than a Personal Auto Policy.

Auto Insurance rates depend on who is driving the car and where the car is being driven. Rate classifications are based on age, gender, marital status, credit score, and where you live. Safe driving skills help keep your auto insurance premium low in cost.

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