Flood Insurance

If you want to be prepared in case of flood, keep in mind that most homeowner policies do not cover flood damage. 

If your community participates in the National Flood Insurance Program (NFIP), you can buy a flood insurance policy through your agent.

Flood insurance may be written directly with the NFIP or with Executive Insurance Group, if your community has adopted flood-control measures and improved land-use regulations. Most flood insurance is written through the NFIP, which is administered by the Federal Emergency Management Agency (FEMA).

To see if your community has adopted the flood-control recommendations by the Army Core of Engineers, detailed flood zone maps are published at the FEMA map service center 

The Federal Insurance Administration (FIA) sets rates, coverage limits and eligibility requirements while the program standards are set by the Department of Housing and Urban Development (HUD).

Your automobiles/recreational vehicles

If you carry comprehensive coverage on your automobile/recreational vehicle, the direct, sudden damage resulting of flood water would be covered under the terms of most policies. 

Call our team at Executive Insurance Group with further questions at 330.966.0080or 800.981.0080 toll free, or email us atinfo@executiveinsurance.com .