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Homeowners   Insurance

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Homeowner insurance policies are designed to cover a homeowner's personal liability to others in areas of bodily injury, and property damage to your home or premises by a specified perillisted on your insurance policy.

Homeowner property coverage protects your dwelling, other structures , contents/ personal property, and loss of use. These coverages stack on top of one another.

Many types of personal property are NOT covered on a homeowner policy.

  • Animals, birds, fish
  • Motor vehicles other than those used solely to service the premises or designed to assist the handicapped
  • Aircraft, except hobby or model aircraft
  • Property of roomers, unless related to the insured

In addition to your home property coverage listed above, all homeowner policies contain several additional coverages, most of which are in addition to your homeowner policy limits. These additional coverages are included in your homeowner policy.


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Toll Free 800.981.0080  Locally 330.966.0080

barbaraf@executiveinsurance.com  |  maryg@executiveinsurance.com